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The Personal Finance Lab

Personal Budgeting
& Investing Challenges

Simulations, Courses & Lessons

Todd Troxell and Don Steele of Northumberland National Bank with the Chromebook for the winner in the competitions they sponsor.

All Snyder, Montour & Northumberland County schools are invited to participate in the elementary, middle, or high school competitions.

Current Quarter and Semester Game Dates

In the Spring, we celebrate with special County prizes for Middle School & High School  competitions


Regional Spring Full Semester Prizes

Top Middle & High School Wins: *

First Place - $100 - top game, $60 teacher

Second Place - $50 game, $40 teacher

Third Place - $30 game, $30 teacher

**Must be active games, no cash only portfolios​.  One prize per school.  

Leaders' Board - Spring 2024 
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Special funding for our programs has been made available for those counties and more thanks to the following sponsors:


Our sponsored Personal Finance Lab includes both a Personal Budgeting Game and an Investing Challenge. 


The Budget Game simulates the experience of students living on their own while managing their bills, credit cards & finances. The game plays out 18-months but takes about 6-hours real time to complete.


The Investing Challenge offers students the opportunity to manage a hypothetical $100,000 portfolio by investing in stocks chosen from the American, New York and NASDAQ exchanges with live market data.


Our competitions teach students budgeting, investing and other financial literacy skills through hands-on learning activities in the classroom. For more information on our partnership with these sponsors, click to view the full press release.

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Sponsored Schools

The schools invited to participate are Danville, Line Mountain, Midd-West, Milton, Mt. Carmel, Selinsgrove, Shamokin, Southern, Shikellamy, Warrior Run along with Our Lady of Lourdes, Northumberland Christian School, Sunbury Christian Academy, SUN Area Technical School, and more along with other schools in Pennsylvania. 

Awards Ceremony

A celebration will be held in May to honor the schools, teachers, and their students.  They will be honored by county sponsors 

along with PennCFL staff. 

If you are ready to create a sponsorship relationship which exceeds your goals and gives you the chance to become a part of our growing, passionate organization, contact us at or call 570-975-5149.

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