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Quick Links:        Prizes      Rankings     Game Dates

The Personal Finance Lab

Personal Budgeting
& Investing Challenges

Simulations, C
ourses & Lessons

The Bradford & Sullivan County Stock Market &
Personal Budgeting Challenge

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Troy Area School District Student, Alden Miller Under the Leadership of Glen Butters Triumphs in Financial Literacy Competition: 

First Place: State Champion    First Place: Bradford County Champion

Mr. John Kirkowski shared, “As someone who was raised in Bradford County, I have always appreciated the strength of the communities and schools of Pennsylvania. I am grateful for the opportunity to support the goals and programs of the Pennsylvania Council on Financial Literacy.”

The big competition begins February 12th with the full use of the Personal Finance Lab, from the global leader in financial simulations, StockTrak.  The highest ranking portfolio student will receive a $100, $50 for second and $30 for third with monetary prizes for teachers too. 

All Bradford & Sullivan County schools are invited to participate in the elementary, middle, or high school competitions

all school year.

Current Game Dates

In the Late Spring Quarter Semester Program, we celebrate with extra special local/county middle and high school competitions. 


Spring Semester Prizes 

Top Investing Challenge Wins: 

First Place - $100 - top game, $60 teacher

Second Place - $50 game, $40 teacher

Third Place - $30 game, $30 teacher

Personal Budgeting, 

Challenge Wins: 

First Place - $100 - top game, $60 teacher

Second Place - $50 game, $40 teacher

Third Place - $30 game, $30 teacher

*Must be active games, no cash only portfolios​

The Budget Game must be completed to win prizes.  

 Leaders' Board - Spring 2024 

Special funding for our programs has been made available for Bradford & Sullivan County thanks to the anonymous sponsor.

Our sponsored Personal Finance Lab includes both a Personal Budgeting Game and an Investing Challenge. 


The Budget Game simulates the experience of students living on their own while managing their bills, credit cards & finances. The game plays out 18-months but takes about 6-hours real time to complete.


The Investing Challenge offers students the opportunity to manage a hypothetical $100,000 portfolio by investing in stocks chosen from the American, New York and NASDAQ exchanges with live market data.


Our competitions teach students budgeting, investing and other financial literacy skills through hands-on learning activities in the classroom. For more information on our partnership with these sponsors, click to view the full press release.

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Sponsored Schools

The schools invited to participate are Athens Area, Canton Area, Northeast Bradford, Sayre Area, Towanda Area, Troy Area, Yyalusing Area and Sullivan County's only school district,

along with other private schools in the county. 

If you are ready to create a sponsorship relationship which exceeds your goals and gives you the chance to become a part of our growing, passionate organization, contact us at or call 570-975-5149.

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